5 Car Insurance Companies Which Actually Live up to the Hype
Consumers who watch television, listen to the radio or read online and print content see numerous auto insurance commercials every day. Almost every U.S. driver needs an auto insurance policy, and companies spend thousands of advertising dollars to promote their product. Before believing the advertised, drivers must do their homework. They need to conduct research on potential companies and obtain quotes based on their unique characteristics. Purchasing a policy from a reputable and reliable company ensures customer satisfaction when filing a claim, contacting the company or paying the premium.
Five companies satisfy customers and earn high ratings for financial value based on a recent customer survey conducted by Insure.com. They live up to the hype of their marketing campaigns, and provide service consumers can trust.
USAA
With an AA++ rating from A.M. Best Credit Rating, USAA ranked highest out of auto insurance companies. Customers gave the company five out of five stars for both claims processing and customer service. The company earned four and a half out of five stars for overall value based on the price. Ninety-eight percent of current customers would renew their policies, and 90 percent would recommend USAA to friends. Available to military personnel and their families, USAA is a recommended and trusted auto insurance company.
Auto-Owners Insurance
A.M. Best Credit Rating awarded an AA++ rating to Auto-Owners Insurance. Customers give the company three and a half stars out of five for overall value for the price. Ninety-six percent of current customers plan to renew their policies, and 71 percent would recommend the company to friends. Auto-Owners earns four and a half out of five stars for their claims processing and four out of five stars for customer service. The company continues to satisfy customers with each policy it underwrites.
The Hartford
With an A rating from A.M. Best Credit Rating, The Hartford sells a quality product. Ninety-one percent of current customers plan to renew their insurance policies. Sixty-nine percent of customers would recommend The Hartford to friends. The company earns four out of five stars for claims processing and four and a half stars out of five for customer service. Customers give The Hartford four out of five stars for value based on price, an important consideration in today’s economy.
State Farm
This insurance company earned an AA++ from A.M. Best Credit Rating. Ninety-one percent of customers plan to renew their policies, and seventy-two percent of customers would recommend State Farm to friends. Current customers give the company four out of five stars for both claims processing and customer service. They give three and a half out of five stars for value based on price. Customers trust State Farm to provide reliable policies and friendly customer service.
21st Century
A.M. Best Credit Rating gives 21st Century insurance an A rating. Ninety-one percent of current customers plan to renew their policies. Seventy-one percent would recommend the company to friends. 21st Century earns four out of five stars for both claims processing and customer service. Customers award it three and a half stars out of five for value based on price. With high customer satisfaction, 21st Century meets its policyholders’ needs.
Auto insurance companies invest thousands of dollars into their advertising campaigns. Five top companies live up to the advertised hype. With satisfied customers and high renewal ratings, they provide value for the price as they place their customers first.
Darryl Thomas is a freelance writer who focuses on insurance, finance, personal finance and savings, investment, business & commerce, and other related topics. To learn more about insurance issues be sure to view the great information available at kanetix.com.
Insurance: A Guide
"Remember kids, I have life insurance" - Adam Savage
This is a guest article from Tatyana Levin
These days one must be financially savvy. Money is not easy to come by and should be managed carefully. With the availability of tools that make it easy to keep track of current events, the stock market, and even your own money, it would be almost a crime to not utilize these tools to make the best and most informed financial decisions. Unfortunately, the more there is, the more there is to keep track of. This applies both to tracking tools and money (the small curse within the comfort of having money to keep track of).
The savvier ones of us dabble in investments, and the savviest make their living that way. The key is that they know what to invest in. Not magically, of course; investors do a significant amount of research to learn how to optimize their portfolios, but they have the understanding.
A grossly overlooked investment is insurance. This may be because is not typically referred to as an investment with the exception of whole life insurance that has a specific investment component within it. Webster’s defines the word “invest” as a commitment of money for a return and “insurance” as a guarantee. This makes insurance the safest type of investment, because your returns are guaranteed. But returns are not always financial in the case of insurance. They can be, if there is an unforeseen accident, but the most certain return is the feeling of security.
Now there are many different types of insurance, and what you need depends on your current situation. Obviously you only need auto insurance, found using auto insurance leads if you have a car, and you only need renter’s insurance if you rent and have possessions that you would need insured. Insurance is for those who have something to lose. With an attachment to something, either emotional of physical (or dependence, not like physically being glued to your car), comes the fear that it will be damaged or ruined in some way. For example, if your house caught on fire, you would be devastated. What would add insult to injury is not having a way to recover from this horrible disaster.
These types of examples are not unique to this article. That is the way that insurance is sold. As they say that clichés are clichés for a reason, insurance is promoted this way for a reason. The foundation of the concept of insurance is uncertainty, and it is the same uncertainty that is conjured up when investing.
The main difference between insurance and investment is that not having insurance creates a feeling of uncertainty while investments by nature are uncertain. Therefore, investing in insurance creates security and is the only secure investment that exists (and is legal). Getting insurance should be one of the easier financial tasks if you apply all the resources available with technological advances like smart phones.
About the Author: This article was written by Tatyana Levin, a copywriter for InsuranceFiles.com
Consumers who watch television, listen to the radio or read online and print content see numerous auto insurance commercials every day. Almost every U.S. driver needs an auto insurance policy, and companies spend thousands of advertising dollars to promote their product. Before believing the advertised, drivers must do their homework. They need to conduct research on potential companies and obtain quotes based on their unique characteristics. Purchasing a policy from a reputable and reliable company ensures customer satisfaction when filing a claim, contacting the company or paying the premium.
Five companies satisfy customers and earn high ratings for financial value based on a recent customer survey conducted by Insure.com. They live up to the hype of their marketing campaigns, and provide service consumers can trust.
USAA
With an AA++ rating from A.M. Best Credit Rating, USAA ranked highest out of auto insurance companies. Customers gave the company five out of five stars for both claims processing and customer service. The company earned four and a half out of five stars for overall value based on the price. Ninety-eight percent of current customers would renew their policies, and 90 percent would recommend USAA to friends. Available to military personnel and their families, USAA is a recommended and trusted auto insurance company.
Auto-Owners Insurance
A.M. Best Credit Rating awarded an AA++ rating to Auto-Owners Insurance. Customers give the company three and a half stars out of five for overall value for the price. Ninety-six percent of current customers plan to renew their policies, and 71 percent would recommend the company to friends. Auto-Owners earns four and a half out of five stars for their claims processing and four out of five stars for customer service. The company continues to satisfy customers with each policy it underwrites.
The Hartford
With an A rating from A.M. Best Credit Rating, The Hartford sells a quality product. Ninety-one percent of current customers plan to renew their insurance policies. Sixty-nine percent of customers would recommend The Hartford to friends. The company earns four out of five stars for claims processing and four and a half stars out of five for customer service. Customers give The Hartford four out of five stars for value based on price, an important consideration in today’s economy.
State Farm
This insurance company earned an AA++ from A.M. Best Credit Rating. Ninety-one percent of customers plan to renew their policies, and seventy-two percent of customers would recommend State Farm to friends. Current customers give the company four out of five stars for both claims processing and customer service. They give three and a half out of five stars for value based on price. Customers trust State Farm to provide reliable policies and friendly customer service.
21st Century
A.M. Best Credit Rating gives 21st Century insurance an A rating. Ninety-one percent of current customers plan to renew their policies. Seventy-one percent would recommend the company to friends. 21st Century earns four out of five stars for both claims processing and customer service. Customers award it three and a half stars out of five for value based on price. With high customer satisfaction, 21st Century meets its policyholders’ needs.
Auto insurance companies invest thousands of dollars into their advertising campaigns. Five top companies live up to the advertised hype. With satisfied customers and high renewal ratings, they provide value for the price as they place their customers first.
Darryl Thomas is a freelance writer who focuses on insurance, finance, personal finance and savings, investment, business & commerce, and other related topics. To learn more about insurance issues be sure to view the great information available at kanetix.com.
Insurance: A Guide
"Remember kids, I have life insurance" - Adam Savage
This is a guest article from Tatyana Levin
These days one must be financially savvy. Money is not easy to come by and should be managed carefully. With the availability of tools that make it easy to keep track of current events, the stock market, and even your own money, it would be almost a crime to not utilize these tools to make the best and most informed financial decisions. Unfortunately, the more there is, the more there is to keep track of. This applies both to tracking tools and money (the small curse within the comfort of having money to keep track of).
The savvier ones of us dabble in investments, and the savviest make their living that way. The key is that they know what to invest in. Not magically, of course; investors do a significant amount of research to learn how to optimize their portfolios, but they have the understanding.
A grossly overlooked investment is insurance. This may be because is not typically referred to as an investment with the exception of whole life insurance that has a specific investment component within it. Webster’s defines the word “invest” as a commitment of money for a return and “insurance” as a guarantee. This makes insurance the safest type of investment, because your returns are guaranteed. But returns are not always financial in the case of insurance. They can be, if there is an unforeseen accident, but the most certain return is the feeling of security.
Now there are many different types of insurance, and what you need depends on your current situation. Obviously you only need auto insurance, found using auto insurance leads if you have a car, and you only need renter’s insurance if you rent and have possessions that you would need insured. Insurance is for those who have something to lose. With an attachment to something, either emotional of physical (or dependence, not like physically being glued to your car), comes the fear that it will be damaged or ruined in some way. For example, if your house caught on fire, you would be devastated. What would add insult to injury is not having a way to recover from this horrible disaster.
These types of examples are not unique to this article. That is the way that insurance is sold. As they say that clichés are clichés for a reason, insurance is promoted this way for a reason. The foundation of the concept of insurance is uncertainty, and it is the same uncertainty that is conjured up when investing.
The main difference between insurance and investment is that not having insurance creates a feeling of uncertainty while investments by nature are uncertain. Therefore, investing in insurance creates security and is the only secure investment that exists (and is legal). Getting insurance should be one of the easier financial tasks if you apply all the resources available with technological advances like smart phones.
About the Author: This article was written by Tatyana Levin, a copywriter for InsuranceFiles.com
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