PRAVEEN LAM: Superior Idea to Survive from Job Loss

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Superior Idea to Survive from Job Loss

Article by Sherin Dev; Follow me in Twitter or Facebook

Do you worry about job loss or running out of ideas on how to survive from such and support family if? Here is a highly working, simple idea for you to follow which would help complete survival in case of job loss.

Global and territorial recessions and related worries make employees panic always. No one know when their company planned to distribute pink slips to employers. Such unknown status really required preparation from employees end to face it at any time. One of the best methods to survive from immediate job loss is, expect the same at any time. Unexpected job loss generally put employees in panic, but an expected loss does not give them much pain. If someone has such expectations, they generally take preparations too to face it. Here is a sure win idea for all to follow and survive such situation.

Generally, employees come to two statuses, Bachelors or Married. This article points to this 'status' to take appropriate actions. Never mind whether you are the bread winner of your family or an individual, but your status as individual or married is only matters here.

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Three Altruistic Entrepreneurs: Giving Back at Its Finest

Editor's Note: This is a guest article from Jena Ellis

Previously on Money Hacker, the intrinsic value of money was discussed at length. Although it is important to save and spend our money wisely, at the end of the day, money is just paper and metal, and it doesn't really mean much beyond the power of what it can do--both good and evil. In my opinion, people who make money only for the sake of making money are, all in all, the most boring people I've ever met.

Here, however, are some extremely financially successful entrepreneurs who are anything but boring. Why? Because they decided to use the power of their wealth to support good causes.

1. Howard Hughes

Most of us know about the preeminent Howard Hughes--aviator, filmmaker, and businessman--from the movie, The Aviator. Although this man's genius and subsequent insanity were the central focus of the Hollywood biopic, Hughes' forays into philanthropy should be of equal interest. Hughes inherited a large estate at a very young age, but he never forgot the moral debt he owed to society as someone who was luckily privileged. To learn more about Hughes' donations to the Medical Research Institute, take a look here.

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Money Tips for Women

Article by Sherin Dev; Follow me in Twitter or Facebook

Study shows women are far better than men to manage money efficiently. They generally have right control on saving and money management. However, women are far behind than men to take independent financial planning and investment decisions. In this article, I have discussed some of the best money tips for women to become self sufficient in independent money management. I am pretty sure, our women audience would find this as highly useful to practice and follow in their daily life.

These tips have not categorized to anything but totally general in the sense of money management. It has financial planning tips, investment ideas, daily life financial management, ideas to become more independent when dealing with money etc.. Moreover to all, these are some tips that are very easy to practice and of course highly possible by all the women.

1. Educate yourself. Better awareness on money management and investing would free you from relying anybody for your own financial security. Get right materials to learn and educate yourself in the areas where you are presently weak. Education expands your mind and enhances your earning potential.

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Where to Invest Money - A Short Discussion

Article by Sherin Dev; Follow me in Twitter or Facebook

In the previous article, I have shared the idea about when to start investing. Now, here is a short insight to the next question, "Where to Invest Your Money?" At the very first view, this question seems very simple as we all aware about most investment instruments like stocks, various types of mutual funds, government and private sector bonds, Bank Fixed Deposits and many other investment vehicles.

Knowing about all the investment instruments along with return and risks associated to each of them are not sufficient to take necessary investment decisions or create a core portfolio. Knowing investment possibilities and its differences wouldn't make anyone a good investor. Instead, suitability of various investment options depend on various individual factors should be analyzed and identified. Here is a list of factors that should come under your consideration before taking any investment decisions or creating an investment portfolio for your life.
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When to Start Investing - Identify Your Right Time

Article written by Sherin Dev; Follow me in Twitter or be connected in Facebook

One of the most difficult question people always asks self, others or to advisers, but most of the time never get an answer is 'When to Start Investing?". Question is simple, but most of them don't get any clear, satisfied answer when they deal with this question. Why these questions have such difficulty? A clear answer is, such people frequently fails to set life goals or financial goals time to time which is the top most component supporting investment decisions and time. Once have a clear goal, people generally try their best out to achieve it. Most of the people generally stuck up with selection of right goals because of ignorance or laziness. This would lead them later to roam with the question "When to start investing?"

Here is a short article to crack this question. It sometime reflects my own personal experience and thus would more enhance. To start or deal with such situation one should know why to invest. Making investments intend to get required finance to achieve any pre-set goal after a period. Such goals generally long term oriented such as buying a home after 10 or 1 years or marriage after 20 years. There are various situations in each person's life to set and work for goals. Some of these are below but it is not limited.

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How to Become Eco Friendly and Live Green

Article written by Sherin Dev; Follow my in Twitter or become a fan in Facebook

Eco friendly life style becoming popular in today's world. It comes as an unavoidable fact and people not able to avoid. Everybody should learn to become more eco-friendly through practicing all possible ways and like to be in an eco-friendly atmosphere always. There are number of books and article available around us to read and practice eco-friendly lifestyle easily. However, one should clearly know what exactly living eco-friendly means. This short article would tell you the meaning of become eco-friendly and some of the best tips to achieve that goal.

What does "eco-friendly" really mean? Use products and methods that won't negatively impact the environment with pollution or deplete natural resources. Eco-friendly is also called as environment-friendly, nature friendly, and green. All these words refer to all the things or actions that can cause little or no harm to our environment or to our nature!

Living green or being eco-friendly has several benefits. Below are the three major benefits from being eco-friendly; Eco-friendly living practice is good for health of the entire family as they are not using any items than what getting from nature as original, Using products and items from nature help us to save lots of money, Being green or eco-friendly, you are contributing to the nature in your best to become clean and neat

I am very special with the focus of personal finance and thus, I love to write on how to save money by become eco-friendly. Below are some of the fantastic tips and ideas to save money and become more eco-friendly.

Never allow your pipes to drip. This would waste lots of water

Never use running water to wash anything such as vegetables or fruits. Instead, use a bowl to store water and wash such items

Intelligently use your shower by taking short baths than long. Never allow the shower running freely if you are not under it.

Never wash your cars with water running hoses. Instead use a bucket and sponge to wash it more perfectly.

Ensure your water pipes are in perfect condition and there is no leakage at any points. Use high quality pipes to get protected from nature changes.

Waste Management and Recycling

Waste management has ultimate importance to the world of green living. Eco-Friendly people are always against using plastics which cause one of the major factors today to the imbalance of our eco-system. Be always against using plastics. Instead, use eco-friendly materials available in the market frequently. Have a practice of Reduce - Reuse - Recycle 3 R's.

Always have recycle bins nearer to you. Never through any items than this bin which later used to recycle whatever coming to it.

Always buy products that is highly recycle compatible. Say no to use and throw items.

Always ensure you are purchasing any item that is highly re-usable in one way or another.

Say goodbye to plastic bag. Use eco-friendly bags like cloth bag or buy a bag that is useful for long time.

Buy in bulk cut down disposable burdens as well as help you to save lots of money

Hazardous wastes like asbestos, paints, pesticides, oils or electronic items like fridges etc should not recycle by yourself but, find the firm who do it for you. You may pay little for that but it ensures the item would recycle in a better way than you can do.

Start composting. You can even have option to buy a compost bin. Items like vegetable extras, egg shells, tea powder etc can put into that to get exceptional compost that can use to your garden or sell for money. Remember to not use items like plastic bags, glass or metal items in it to have better safety.

When buying new items, it is a best practice asking the retailer on the options of recycling your old items. Some time you may lucky.

Deal with toxic and dangerous items that high in carbon

There are lots of items in our home that is highly against nature. Those items have high carbon emissions and dangerous to the nature. Some of these are aerosols, batteries, car batteries, CD's and DVD's, electronic items like computers, drinking cans etc.., should recycled using proper methods. One of the best methods to recycle such item is through contacting the recycling firms in your locality than doing it by self. It cost very less and ensures perfect recycling.

Electricity - Another Costliest Utility

Electricity comes are the costliest utility in the world. More than using units, losing electricity is high due to not having enough care or ignorance. In a green home, solutions for taping the nature for electricity should be identified and applied. Installing solar panels or using wind power are perfect options. More than why to use electricity, people required knowledge on how to use electricity.

Ensure your home meat all the regulations strictly on electricity

Always use eco-friendly bulbs like CFLs or led.

Always have wood is your preferred heating partner

Ensure all electronic devices are energy efficient and compliant

Check and confirm insulation are perfect in your home for all seasons

Provisions for getting sunlight inside the home reduce usage of bulbs in the day time

Using iron box, water pumps, electric heater, washing machines frequently, would comes with huge electricity bill. Use such items intelligently.

Ensure all electronic items health checkout periodically to avoid electricity lose.

Cleaning in an Eco-Friendly way

It is a must to keep clean each and everything in our home always. We majorly use air fresheners, floor cleaners, anti-bacterial cleaners, device and kitchen item cleaners, windows, toilet cleaners, in our home frequently. There are number of chemical items available in the market for all this purposes. To become green or eco-friendly, one should find out the bio items that have no impact to nature and health when using for clean anything in our home.

Using a good multi-surface cleaner eliminates the use of buying and holding different cleaning items for different purposes.

Take extra care to not drop chemical, paints, fluids or oils anywhere in the house to avoid usage of chemicals to remove such things later

Cleaning friends like lemon and baking soda are exceptional than chemicals. Use it.

Clean all items like pots, refrigerators, dish washers etc.. to avoid using chemicals later to clean it.

Create an Eco friendly Garden

A garden is a good idea in each home. If you have enough space, you should have a garden there. If it is a vegetable garden, you are in the way to save lots of money and health by having organic vegetable. It would also helpful to use your compost made in home itself when living eco-friendly. Eco-friendly gardens have lots of features and some of the important features are here:

Reuse water - Eco-friendly living always required to use little, reuse and reduce. Such home should give preference to retreat water to use it for other purposes. Such water can use to water the garden plants thus ensure maximum usage with no cost.

No chemicals - Eco garden uses composts that making in the home itself. I have already written the methods to make compost from the possible wastes from a home kitchen.

Such garden generally uses native plants. This is helpful to save more water as native plants have ability to survive various seasonal changes as it is native!

Use only organic pest control systems than using chemical. This would avoid the possibilities of vegetables become toxic by chemical use.

Ensure the garden is water efficient. Make necessary changes to preserve natural water. Water beds are the best option to do such.

Use the plant wastes to make compost. Have a compost facility near to the garden itself.

Have facilities to collect rainwater in the garden itself. It is different from rain water harvesting from roof top but using possible methods like separate tanks and barrels.

Conclusion

There are lots and lots of points remaining. Eco friendly living is not at all limited to the above points but each and every action would reflect the same. For an example, making an eco friendly home, using eco-friendly items, taking eco-friendly activities, cooking, facilities inside and outside the home all should be eco-friendly. Visiting to the green organizations websites would provide much more details and its real explanations. However, each of us should practice living eco-friendly in one or another way to respect our nature.

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Best Money Saving Tips from Google Tip Jar

Article written by Sherin Dev; Follow me in Twitter or be a fan in Facebook!

It is not known how many of us aware about the new Google community named Google Tip Jar. This community has tones of valuable and priceless money saving tips on almost everything in the world. Anyone who have a Google account can contribute ideas to this community or rate ideas submitted by 18+ thousands of community members from around the world. Google Tip Jar grown as a best reference place to get fantastic money saving tips both highly practical for all.

Google Tip Jar community members submitting tips which available under different categories. Some of these categories and tips are below:

Tips At Home

1. "Get your books from the library. It's hard to beat free."

2. "Turn off the lights in the rooms of your house that you are not occupying. Make it a habit to flip the switch each time you leave a room. Save electricity and save on your bill."

3. "Install CFL (or, even better, LED) bulbs wherever it makes sense. These bulbs might cost more initially, but they both have a longer life than normal incandescent bulbs and they both eat far less electricity."

4. "Turn off the TV! Did you know that leaving the television on is the number one electricity waster in the world? When everyone is finished watching television, especially before going to sleep, turn it off."

5. "When leaving on long trips, create a checklist for yourself of items to turn off. For example, the water heater will use energy while you’re gone to keep your water hot. No need to do that."

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