Wednesday 30 October 2013

Money Hacker Business, Finance and Investment Article Database

Finance
Finance (Photo credits: www.myhardhatstickers.com)

Money Hacker Business, Finance and Investment Article Database

This is a post from Sherin Dev; Follow me in Twitter

business finance and investment articles databaseMoney Hacker is a huge data base of business, finance, investment, economy and all other personal finance related articles. It is not easy to digg and read each and every article in this blog that I have added from last three years. Though, I have added an 'Archive' link in the right sidebar of this blog for readers to select and read the most interested topic to them.

In this section, I am again listing all my articles for the readers to easily scan and select the articles to read and/or book mark this page for feature use. I am sure, no one can digg and read all the articles in this list within a single day or a week. My best advice is to bookmark this page for future references and subscribe this blog to get all the forth coming articles in this blog from the next one.

There are articles on various interesting subjects, links and list post, series articles, videos, interviews and much more can find in this blog. More over the same, each article have links to various related article to the subject. An interesting reader can easily find all the resources that he want to read, is right here in this blog. Have a look and enjoy this effort of simplifying blog search to present all the required resources to readers in a single click!

Banking Articles

  1. Compound Interest calculator
  2. Failproof your bank details
  3. Fight Against Identity Theft
  4. Floating rate and fixed rate interest
  5. Guernsey - Offshore Banking Centre 2009
  6. How banks calculating monthly diminishing interest for outstanding loan amount
  7. ICICI bank to build customer trust
  8. Investing in 6 Month Bank CDs - New !!
  9. Online Bank Account Facilities – What you have to consider?
  10. SBI start eating customers money
  11. Save Smart With Multiple Accounts
  12. What is Cash Reserve Ratio
  13. What is EMI and how to calculate Equated Monthly Installment
  14. What is Participatory Notes

Books and Reviews

  1. 6 Great Tools and Techniques Series Guides for Planning
  2. Free quicken online-Manage Your Money online
  3. How to Become Wealthy and Popular
  4. How to Select a True Investment Guide?
  5. Illustrated Biography of Warren Buffett
  6. Money Hacker Book of the Week: Your Money and Your Brain by Jason Zweig
  7. Money Hacker E-Book - A Handy Guide to Protect Yourself From Recession
  8. Money Hacker Tweetbook! A Precious Gift to Readers!
  9. The Buffettology workbook review
  10. The End of Wall Street - Another Sensation from Roger Lowenstein!
  11. Top 5 Inspirational Books on Value Investing
  12. What is a Best Book on Investing
  13. Widely Accepted Wiley Investment Classics Books Library

Business and Economy Articles

  1. 3 Kickass Business Ideas to Become Definite Millionaire
  2. An Interesting Map on US Oil Spill! - New !!
  3. Are the Days of Easy Credit Gone for Good?
  4. Astrologers – “Year of Rat” may portend losses in Asian stocks
  5. Being Wise in the Credit Crunch
  6. Can you predict the stock market boom?
  7. Credit Crunch - a deep insight
  8. Economic Recession and Preparing for a Recession
  9. Financial Market Turmoil - The Credit Crunch
  10. Get benefited from NSG waiver on India
  11. Help for Struggling Businesses
  12. How To Treat The Recent Market Rally
  13. How to take our World out of Recession?
  14. Investments to beat inflation
  15. Lehman, Merrill and AIG impact in India
  16. Microsoft offers $44.6B for Yahoo
  17. Qualified yet Bored? Successful Home Business Ideas for Housewives
  18. Revisiting Lehman’s Tomb: What Would be the Thoughts for an Investor?
  19. Simple and Successful Ideas for Small Entrepreneurs
  20. Sub-Prime What has happened?
  21. Subprime Flow
  22. Thoughts On Life After Recession
  23. US Federal Reserve Cut – An overview and impacts
  24. Understanding Sub Prime
  25. What are the Reasons Behind Huge Stock Market Fall
  26. What factors determine interest rates?
  27. What is hyperinflation
  28. Worst company collapses in US

Debt Management Articles

  1. 7 Legitimate Ways to Get Out of Debt
  2. 7 Steps to Responsible Borrowing
  3. Avoiding Common Mortgage Mistakes
  4. Businesses in Debt – Understanding Company Liquidation
  5. Calculating Mortgage Closing Costs: Some Facts
  6. Credit card - Convert an enemy to close friend - A journey through personal experience
  7. Dangers of debt consolidation
  8. Debit vs Credit Cards
  9. Debt - Dangerous or Friendly?
  10. Did You Know You Could Pay-off Your Debts with an Administration Order!
  11. Don’t Bury Your Head in the Sand with Debt!
  12. How to avoid credit card risk
  13. Is Christmas Debt Really Worth It?
  14. Is Debt Settlement an Answer to Your Financial Troubles?
  15. Mortgage Interest Rates Hovering Just Above All-Time Lows
  16. Mortgages With Credit Challenges Can Be Overcome
  17. Simplest Ways to Become Debt Free
  18. What is a Debt Relief Order?
  19. What is reverse mortgage

Family Finance Articles

  1. 10 Fabulous Financial Resolutions for New Year 2010
  2. 5 Must Required Money Practices for Every Person
  3. 5 practical child savings ideas
  4. A practical method to teach your kid about the value of money
  5. Bring Your Kids with Financial Literacy
  6. Build a perfect portfolio for your Kid
  7. Buy a new home? Factors to consider intelligently
  8. Child Investment and Financial Planning Resources
  9. Child savings and investment requirement
  10. Convert Your Credit card Habit as a Money Source for Your Child
  11. Financial Planning for Higher Education
  12. Financial Planning for Kids in India
  13. Guide to the Core of Family Financial Planning
  14. How I Raised Money to Purchase My First Stock
  15. How I used budgeting to buy shares for my kid
  16. How to Make Your Kid Smarter
  17. How to Secure Childs Finance and Investment Portfolio
  18. How to Teach Your Child about Financial Responsibility
  19. Money Lesson For Kids
  20. Money lessons to kid
  21. My Dream Eco friendly home features
  22. My Personal Plan for Creating Investment Portfolio for Kid
  23. Qualified yet Bored? Successful Home Business Ideas for Housewives
  24. Reclaiming Credit Card Charges – Fair Game?
  25. Role of Family Members to Family Financial Planning Process - New !!
  26. Teaching the money saving strategies to kids
  27. Understand the Six Pillars in Child Financial Planning

Guest Articles

  1. 10 ways to save money when eating out
  2. A look into Penny Stocks
  3. Are the Days of Easy Credit Gone for Good?
  4. Avoiding Common Mortgage Mistakes
  5. Being Wise in the Credit Crunch
  6. Debit vs Credit Cards
  7. Did You Know You Could Pay-off Your Debts with an Administration Order!
  8. Don’t Bury Your Head in the Sand with Debt!
  9. Guernsey - Offshore Banking Centre 2009
  10. Help for Struggling Businesses
  11. How Not to Get Conned Out of Your Money
  12. How To Save The Most On Auto Insurance
  13. How to Use the Net to Sell Your Gold
  14. How to take our World out of Recession?
  15. Is Christmas Debt Really Worth It?
  16. Make Your Money Go Further in January
  17. Making More Money Does Not Guarantee Financial Stability
  18. Mortgage Interest Rates Hovering Just Above All-Time Lows
  19. Mortgages With Credit Challenges Can Be Overcome
  20. PPI Claims – What are they?
  21. Reasons Why a Home Isn't an Investment - New !!
  22. Save Smart With Multiple Accounts
  23. Shopping for Annuity Quotes Online
  24. Should I Take My Pension More Seriously
  25. What Brazilian Property Market has to Offer
  26. What is a Debt Relief Order?
  27. What is an Individual Voluntary Arrangement (IVA)?

India Investment Ideas

  1. BICII - Best Indian Companies To Invest In - Britannia Industries
  2. BICII - Best Indian Companies To Invest In - Glaxo Consumer Care
  3. BICII - Best Indian Companies To Invest In - TMM Post Schedule Calendar
  4. BICII - Best Indian Company To Invest - Nestle India
  5. Best Indian Company To Invest - Procter & Gamble India

Insurance Planning Articles

  1. Benefit of buying a term insurance policy
  2. Comparing mediclaim policy - the factors to be considered
  3. Decoding Max NewYork ULIP insurance plan
  4. Decoding complex insurance product ULIP
  5. Guidelines to Select Worthy Insurance Policies
  6. Home Loan Insurance Plan – Requirements and benefits
  7. How Much Insurance Cover You Take
  8. How To Save The Most On Auto Insurance
  9. How ULIPs can make you rich!
  10. Important Insurance Thoughts for Young Subscribers
  11. Insurance Claiming – 5 Best practices to make it hassle free
  12. Invest in ULIP, the double edged sword
  13. Maximize Wealth Through Intelligent Fund Switching Practice
  14. Most required qualities for an insurance advisor
  15. PPI Claims – What are they?
  16. Protect Self and Family - Dig into the Chances of Insurance
  17. Self assessment questionnaire for ULIP buyers
  18. Tapping ULIP investment profit possibilities
  19. Term Insurance Plan Analysis
  20. ULIP common points to remember
  21. What is a ULIP product
  22. What make a ULIP different from Mutual funds?
  23. Why ULIP investment is a big failure for some investors

Interview

  1. CNBC Interview with Warren Buffett on March 09
  2. Intereview With GetRichSlowly.org
  3. Interview With Fivecentnickel
  4. Interview With Moolanomy
  5. Interview with Jim of Bargaineering
  6. Interview with The Digerati Life
  7. Interview with Trent from The Simple Dollar

Investment Articles

  1. 12 Important Steps to Investing
  2. 12 golden investment rules each investor should keep in mind
  3. 15 Investment Failure Reasons
  4. 3 Activities for Investors to Practice When Market is Peak
  5. 3 Simple Steps To Invest In A Good Company Or Business
  6. 30 investing mistakes by investors
  7. 41 rules for an equity investor
  8. 5 Great investments instruments for retail investors and practical ideas
  9. 5 Lessons from Investment Lose
  10. 5 Stock Investment Mistakes I Always Careful to Avoid
  11. 5 must consider contrarian stock selection strategies
  12. 7 Great ideas to accumulate gold through easy steps
  13. 8 cutting edge investing principles of Philip Fisher
  14. 9 golden rules of stock investing
  15. A look into Penny Stocks
  16. All about Exchange Traded Funds
  17. All about stock trading and stock investing
  18. Ayurveda for young investors
  19. Beginner Investing Ideas
  20. Beginner investor education
  21. Beginners Step by Step Guide to Become a Better Investor
  22. Best practices from Wise Investors
  23. Beware of company extravagance
  24. Buffet's first lesson in patiance
  25. Bull market indicators
  26. Common mistakes short term investors commits
  27. Common sense investing strategy
  28. Competitive Advantages of Investing in Monopoly Businesses
  29. Contrarian Investment Philosophy - At a glance
  30. Convert Recession as Your Friend
  31. Create a Powerful Personal Investment Strategy - A Working Example
  32. Creating Personal Investment Policies
  33. Criteria to select an online stock trading or investment account with a stock broker
  34. Day trading or stock trading explained
  35. Definition of Investment
  36. Demat and physical form of securities
  37. Diamond-The next investment instrument
  38. Disadvantages of Commodity Business
  39. Do You Plan to Invest in Stocks? Did You Check this Readiness Checklist?
  40. Do’s and Don’ts an investor bear in mind
  41. Exchange Taded Fund – At a glance
  42. Explaining Long term Investing is Like Explaining Sex to a Virgin
  43. FPO – Follow-on Public Offering
  44. Factors leading to investment failure
  45. Fail proof investing principles of Warren Buffet
  46. Features of debt instruments
  47. Four Faces of Investing personalities
  48. GOLD EXCHANGE TRADED FUNDS
  49. Golden Nuggets from John Templeton and its hidden meanings
  50. Golden Rules to Become a Great Investor
  51. Graham's Guidelines for Ordinary Longterm Investor
  52. Graham's Mr. Market Allegory
  53. Growth Stock and Value Stock
  54. Hidden Intentions Behind Stock Buy and Sell recommendations
  55. How Could a Beginner Become Super Investor Through Reading
  56. How Your Investment in Knowledge Convert You as a Successful Investor
  57. How accounting scandals help an investor
  58. How share buyback make an investor wealthy
  59. How they lost their Rolls Royce in Wall Street? A Counsel on 20 Deadly Investment Mistakes
  60. How to Valuate a Stock like Buying a Business
  61. How to identify the time to sell a stock
  62. How to invest in the market
  63. How to treat an analyst report
  64. Ideas and Relationship between Mr. Market and Margin of Safety
  65. Identifying a best managed company with 9 must have qualities
  66. Invest Like Your marriage - What is it?
  67. Invest in future top models
  68. Investing Ideas in a Down Market
  69. Investing Life Cycle To Wealth
  70. Investing Success Rules
  71. Investing THE PETER LYNCH WAY
  72. Investing THE TEMPLETON WAY
  73. Investing THE WARREN BUFFETT WAY
  74. Investing humor, ten reasons why investing is like having sex
  75. Investing in Art
  76. Investing in Arts - The Role of Artist
  77. Investing in real estate
  78. Investment instruements to grow your money with economy
  79. Investment loses - what should you do next?
  80. Investment portfolio mistakes
  81. Investment portfolio requirements
  82. Investor and requirement of patience
  83. Key aspects while investing in equities
  84. Key aspects while investing in equities
  85. Know your investment expenses
  86. Learn investing from Buffett’s advertisement.
  87. Learn stock analysis from a story
  88. Major advantages of a diversified portfolio
  89. Major details on the contract note issued by stock brokers
  90. Major reasons Behind any Investment Failures
  91. Most Required Investing intelligence
  92. My Personal Biography of Investing - Part 1
  93. My personal biography of investing - Part 2
  94. One up on wall street by Peter Lych – The investors best friend
  95. Online Trading Account Selection Criteria
  96. Portfolio investment models
  97. Portrait of the successful investor
  98. Precautions to take before investing in stock markets
  99. Pro and cons of exchange traded funds
  100. Real Estate Pre-Launch offer– Things to remember
  101. Reasons Why Gold is the Most Powerful Investment Today
  102. Reasons Why a Home Isn't an Investment - New !!
  103. Rent Agreement Clauses
  104. Required approach to macro and micro economic factors
  105. Revisiting Margin of Safety Formula
  106. Right investing strategy for recession time
  107. Road to successful investor
  108. Secondary Market products
  109. Secret Value Investing Formula - You Never Find in Books
  110. Selecting a right IPO - Major things to remember
  111. Simple investment portfolio strategy for persons from different risk profile
  112. Simplifying Benjamin Graham's famous "Margin of Safety" formula
  113. Spot coward investors around you
  114. Stock investment through different channels depends on investors knowledge and risk profile
  115. Stock research and valuation – important factors to consider
  116. Story of coward investors
  117. Strategies to Become an Expert Investor
  118. Successful investment practices for an equity investor
  119. Ten Commandments for Investors
  120. Ten Points: Ben Graham’s Last Will and Testament
  121. Test to Measure Your Investment Skills and Performance
  122. The Art and Science of Investing - A Deadly Combination
  123. The Role of Comparison to Make Successful Decisions
  124. Think Against Public To Invest
  125. Time tested principles – Start Investing Early and Invest Regularly
  126. Tips for Diverse Investing - New !!
  127. Top 4 Reasons to Invest in Gold Today
  128. Truth that Investment World Never Tells You
  129. Two Lessons Honeybees Teach Investors
  130. Two Trading Accounts with different brokerage firms. Is it legal or illegal?
  131. Two most simple yet powerful investment steps
  132. Type Of Businesses To Be Avoided By Value Investors
  133. Understand investing trap from story of monkeys
  134. Understand the Hidden Traps in Investment World Through the Story of Monkeys
  135. Understand the role of production cost
  136. Understand your risk profile and advisable investment proportion
  137. Various short term investment options for investors
  138. Warren Buffet's advice for 2009
  139. Warren Buffett quotes on common sense investing
  140. Watch Realtime Stock prices with MS Excel
  141. Weekly Financial Term - Stock Split
  142. What Brazilian Property Market has to Offer
  143. What I Learned From Buffet Investing Strategy
  144. What I am doing here as an Investor
  145. What a retail Investor want to do in a fluctuating stock market?
  146. What are the different kinds of stock issues?
  147. What is Buffett's Circle of competence?
  148. What is Return on equity
  149. What is a Primary Market and Secondary Market?
  150. What is a contract note
  151. What is an Index
  152. What is meant by Face Value of a share or debenture?
  153. What is stock beta for and how to calculate it?
  154. What should avoid for short term investing?
  155. Who Are You As An Investor
  156. Who is Foreign Institutional Investors (FII's)
  157. Whos is an Investment Advisor?
  158. Why Not Invest On Telecom Stocks
  159. Why an investor should avoid IPO investing
  160. Why should one invest?
  161. Why the P/E ratio is irrelevant
  162. Wisdom from Ben Miller

Life and Success

  1. 3 Childhood Money Habits I Still Follow
  2. 5 Magic Personal Qualities behind the Success of Warren Buffett
  3. A Fasting Approach to Kill a Habit That You Don't Want
  4. Best Place to Think About Life and Money
  5. Convert a Bad Habit to Millions…
  6. Highly Effective Interview Guide Part1
  7. Highly Effective Interview Guide Part2
  8. Highly Effective Interview Guide Part3
  9. How MoneyHacker Feed an Orphan Kid from Reader Comments
  10. How to Become Beggar at the End of this Year
  11. Impossible is Just a Word - The Value of Dreams
  12. Invest from your bad habits
  13. Plan to Build a New Home? Here is Your Master Check List
  14. Protecting Yourself from Being Jobless
  15. Roles of Education to Investment Success
  16. Step by Step to Stop a Bad Habit and Convert the Savings to Millions
  17. Thoughts on Life and Wellness
  18. When I stop my smoking…..

Money Saving Ideas & Money Management Articles

  1. 10 Interesting Grocery Shopping Lessons Learned from the First Shopping in 2010
  2. 10 excellant money saving tips
  3. 10 secrets using at every shopping mall
  4. 10 ways to save money when eating out
  5. A Practical Guidance to Become a Christmas Spending Expert
  6. Be a money saving expert by improving your skills
  7. Build Wealth from Your Shopping Habit
  8. Excellent Money Saving Tips at Work
  9. Highly Practical Money Saving Tips on Groceries
  10. How I Reduced Electricity Bill to More Than Half Using Simple Practices - New !!
  11. How Not to Get Conned Out of Your Money
  12. How to Shop Wisely and Save Money
  13. How to Spend Money Wisely - 10 Points to Build Intelligent Spending Habits
  14. How to Use the Net to Sell Your Gold
  15. How to be a frugal at work
  16. Insightful Money Saving Tips on Electricity
  17. Make Money Teaching Online
  18. Make Your Money Go Further in January
  19. Money Saving Tips Reality Checks
  20. Money Saving Tips on Water
  21. Money mistake series - Top 10 Investing mistakes to avoid
  22. Practice money management intelligently
  23. Reality check: Is bloggers money saving tips are practical?
  24. Save money using energy intelligently
  25. Season Special: Money Saving Tips for Winter
  26. Simple yet Superior Money Saving Ideas
  27. Unique Ideas to Make Money for Christmas from Seasonal Activities
  28. Woman's Money Saving Tips - 4 Best Money Saving Hobbies
  29. Woman's Money Saving Tips For Routine Travelers
  30. Working Tips for Families to Save Money

Mutual Fund Investment Ideas

  1. Benefits of investing in Mutual Fund
  2. Case Study: Mutual Fund Investing Mistakes I Made as a Beginner
  3. Disciplined investment approach for a mutual fund investor
  4. Equity Exposure through investing in Index Funds
  5. How to Prevent a Professional Killer Being Your Fund Manager
  6. Know the efficiency of your mutual fund manager
  7. Magic of Systematic Investment Plan (SIP)
  8. Mutual funds vs Fixed deposits
  9. Options to select mutual fund returns
  10. Prerequisites for Mutual Fund investments
  11. Strategies for Intelligent investment in Mutual Funds
  12. The role of a fund house philosophy
  13. Top 10 Mutual fund investing mistakes
  14. Types of returns from Mutual Funds
  15. ULIP vs Mutual Fund – Which is better to invest?
  16. Understand the risks associated with mutual fund performance
  17. Why Debt Funds in your portfolio?

Personal Finance Articles

  1. 10 Financial mistakes we make
  2. 15 Financial planning mistakes
  3. 3 Powerful Factors to Decide a Personal Financial Planning Success
  4. 3 Required Investment and Financial Planning Qualities
  5. 5 Financial Life Categories
  6. 5 Must Required Money Practices for Every Person
  7. Build a simple effective portfolio with low savings
  8. Building an Emergency Fund
  9. Calculating inflation adjusted future expense amount
  10. Calculating inflation adjusted future expense and maturity value of an investment
  11. Core Points of Personal Financial Planning
  12. Creating wealth step by step
  13. Day 1: Master plan to Protect You from Recession Forever
  14. Financial Planning Process Chart
  15. Financial Planning considerations
  16. Financial planning templates for various age groups
  17. Financial resolutions for year 2009
  18. Finding Money Sources for Emergency
  19. How do you prepare for losing your job
  20. How to Make Your Life Financially Stable and Successful
  21. How to Select a Good Financial Advisor
  22. How to balance a portfolio with magic of maths
  23. Independent Financial Adviser Selection
  24. Keys to financial planning
  25. Learn personal financial planning with soccer - Part 1
  26. Little Thoughts on Financial Freedom
  27. Making More Money Does Not Guarantee Financial Stability
  28. Masterize in Financial Planning through Football - Part 1
  29. Masterize in Financial Planning through Football - Part 2
  30. Masterize in Financial Planning through Football - Part 3
  31. Masterize in Financial Planning through Football - Part 4
  32. Masterize in Financial Planning through Football - Part 5
  33. Masterize in Financial Planning through Football - Part 6
  34. Masterize in Financial Planning through Football - Part 7
  35. Masterize in Financial Planning through Football - Part 8
  36. Motivate Self to Generate 3 Way Income
  37. Opening PPF Account Dilemma With Banks
  38. Personal Financial Planning thoughts and strategies
  39. Points To Remember When Managing Financial Resources
  40. Portfolio Balance Model - A Case Study
  41. Practical Guidelines to Create Additional Income
  42. Practical Methods to Raise Funds to Head Off a Crisis
  43. Set Fail Proof Personal Financial Goals for year 2009
  44. Setting Up a Savings Plan
  45. Seven steps to a structured financial plan
  46. Simple and perfect Wealth Building Strategies
  47. Step by step financial planning
  48. The Principles of Passionate Financial Planning - Thomas T. Brown
  49. Top 10 Qualities required by a good financial advisor
  50. Top 7 Skill set to Financial Prominence
  51. Top personal financial planning mistakes 1 – No goal
  52. Top personal financial planning mistakes 2 – Over diversified portfolio
  53. Top personal financial planning mistakes 3 – No life coverage
  54. Top personal financial planning mistakes 4 – No investments
  55. Top personal financial planning mistakes 5 – Loans and debts
  56. Top personal financial planning mistakes 6 – Only debt investments
  57. Ultimate Guide to Budgeting Secrets
  58. What Prevent One From Being Millionaire
  59. What is Power of Attorney
  60. What is your personal wealth? How to calculate that?
  61. Why Diversification is Important in a Portfolio

Retirement Planning Articles

  1. 5 Steps to Retirement Planning
  2. Planning for retirement
  3. Retirement Planning for Slackers - New !!
  4. Retirement Strategies
  5. Shopping for Annuity Quotes Online
  6. Should I Take My Pension More Seriously
  7. What is an Individual Voluntary Arrangement (IVA)?

Tax Planning

  1. 5 Golden Rules for Tax Saving
  2. Resolving To File Taxes On Time
  3. Secret Method on PPF to Save Tax

Money Hacker Videos

  1. Examples to Measure Advertising Efficiency and Effectiveness
  2. Featured Video: Top Ten Money Saving Tips
  3. Importance of Charity for Financial Life
  4. TMM starts video posts on finance and investing
  5. Trying the Stock Market without Risking Money
  6. Video: Investing 101 from Warren Buffett - New !!
  7. Youtube Personal Finance Videos - New !!

Video: Investing 101 from Warren Buffett

Here is a video which I have embedded from YouTube. This video help readers and beginner investors to know three most important things Warren Buffett Looks in a business to buy. You can hear these points directly from Mary Buffett, famous author of two most admired investment books on Warren Buffett "The New Buffettology" and "The Tao of Warren Buffett". Hear this simple yet most powerful points to add value to your investment decisions. It also covers some of the must required qualities of a good investor along with a direct voice from Warren Buffett!



I am sure, you will enjoy this small video with very powerful message!

Comments appreciated...

Here is another video which is a tour through Warren Buffet's life and I am sure you will enjoy it a lot!

Reasons Why a Home Isn't an Investment

Editor's Note: This is a guest post by Go Banking Rates

Is a Home a Good Investment - Is a House a Good InvestmentBy definition, an investment is "the act of laying out money or capital in an enterprise or asset with the expectation of profit." So by definition, is a home really an investment? With mortgage rates at a historical low and depressed home prices, it really depends on who you ask.

The self-made, multi-millionaire real estate investor who bought in when homes were cheap would answer with an emphatic yes. But times are different now, and many of those same home flippers and amateur investors are declaring bankruptcy while banks are seizing their assets.

In the wake of one of the worst economic catastrophes ever (and caused by overzealous home purchases), people are finally starting to realize that the era of easy money is gone when it comes to housing. While most people still believe a home is a great investment, there are several good reasons why you should reconsider thinking like most people.

Youtube Personal Finance Videos

Article written by: Sherin Dev (Read About Me). Follow me in Twitter

Youtube Personal Finance VideosI personally love YouTube a lot to visit and watch videos. It works as a gold mine for all to get all required information they need. Whether you are an investment beginner or personal finance beginner or trying to learn a new language or technology, YouTube is the first and final point to all required information for you in the form of excellent videos.

Today, I thought I would share some of the best videos from well known personal finance gurus. Here is a collection but not limited to, the same for you to watch:

Suze Orman Collection

1. Suze Orman Paying Off Your Mortgage Early
2. Suze Orman - Career Advice For Young People
3. Suze Orman - Investing During The Financial Crisis
4. Suze Orman on Life Insurance
5. Suze Orman's Debt Consolidation Tips
6. Suze Orman - Attitude On Personal Finance
7. Women & Money by Suze Orman
8. Suze Orman on Cash Value Life Insurance vs. Term Life Insurance
9. Personal Response to Susan Gunelius Women on Business
10. Suze Orman on Personal Finance

Retirement Planning for Slackers

Editor's Note: This is a guest article from Alvina Lopez

retirement planning for slackersAll your life, you've probably heard how important it is to secure your retirement early. You've put it off, made excuses, and now you're closer to retirement than you are away from it. Your first instinct might be to panic or resign yourself to working until you drop dead, but it doesn't have to be that way.

With careful planning and smart strategies, you can make retirement work even when you're way behind and close to cashing in. You don't have to depend on Social Security alone. Here are some of the ways you can get back on track.


  • Know what you need. Sit down and make a plan for the expenses you will need to cover in your retirement. Think about what you already have in retirement accounts, and what you can expect to receive from Social Security. A financial planner or retirement software can be extremely helpful in this situation to ensure that nothing is overlooked. With a clear view of what's needed, you will be better prepared to tackle the mounting task of retirement.
  • An Interesting Map on US Oil Spill!

    Editor's Note: This is a guest article written by SVB from The Digerati Life

    We are all well aware of the impact that the oil spill in the Gulf of Mexico is having on the environment and its potential to cause even more damage, especially since it comes on the heels of Earth Day 2010. Hundreds of thousands of fish, birds, and other aquatic lives will be lost, the soil will be spoiled and unable to support vital plant growth and the waters will be toxic for both for many years to come.

    But, many are also growing concerned about the economic impact that such a disaster poses during an already tough economic climate. Countless entrepreneurs have been interviewed by the likes of CNN, Fox News and other media outlets, telling their stories of lost revenues, lost inventories, and the potential for lost businesses, many of which are finally beginning to see the light in the aftermath of Hurricane Katrina.

    Investing in 6 Month Bank CDs

    Editor's Note: This guest post was written by Go Banking Rates

    Investing in CDsIf you are looking for a quick way to earn a great rate of return on your money, look no further than a 6 month CD from your favorite bank or credit union.

    For those of you who are unaware, a CD, or certificate of deposit, is a financial deposit product that allows you to invest a sum of money for a predetermined amount of time. In return, you will be paid in interest at a guaranteed interest yield.

    Why 6 Month CDs?


    6 month CDs are great for people who are short term investors. Since you cannot touch your money for half a year, you should be able to survive on your current income and an emergency fund before investing. If you do not yet have an emergency fund, it is recommended that you build one and pay off all debts prior to investing.

    In general, 6 month CDs pay out less in interest than longer term CD rates such as 1 year CDs and 24 month CDs. Some people however, are uncomfortable when they are unable to access their money for long periods of time for any number of reasons.

    How I Reduced Electricity Bill to More Than Half Using Simple Practices

    Article written by Sherin Dev; Follow me in Twitter or Facebook . To get latest news and articles Subscribe for free!

    how to reduce electricity billHere is a commons complaint you may have heard from someone earlier: “My electricity amount increasing month to month. What the heck is this? I don’t have any additional appliances in my home and using electricity just like others. Even though, I am getting huge bills compare with others? I am not getting any idea on what is wrong”

    Remember, using less appliances or lights doesn’t mean you will get less electricity bills. Even a small appliance, if not using properly, you may get a kick from Electricity Company.

    Ahoy!!! There are lots of tips around the web space available on reducing electricity bills to great extends. I agree with some of them which work better. But, most of the tips are either not practical or impossible to follow at all, at least to me. In this context, sharing my own experience of how I reduced my electricity bills to more than half to what I paid some months back would be better to give an idea to work yourself to reduce your bills too. Here are my practices. No worries, I still following these practices and yes, my electricity bills are considerably low.

    1. I Love You CFL

    I am a green supporter. To comply with green, I have replaced all the ordinary bulbs and tubes in my home with latest CFL/Led lamps. This action helped me to save lots of money for long run. Yes, this activity reduced my electricity bill to a great10% easily.

    Tips for Diverse Investing

    Editor's Note: This guest post was written by Go Banking Rates

    Tips for Diverse InvestingHave you been thinking about getting in on the investing game, but don't know exactly what investments you want to make? You may receive tips on various investment options, but which should you choose?

    Some experts agree that learning to invest requires that you be willing to dabble in a bit of everything to create a diverse portfolio. If you have yet to hear this concept then let's take a closer look into why investing in your future requires diversity.

    Any Investment Could Lose Money


    Whether you're investing in the stock market, or trying to play it safe with Treasury bills, you run the risk of losing money. Of course, the threat of loss will lessen as the level of risk lessens, but any time you allow your money to leave your hands for an extended period of time, you run the risk of losing it (ask the millions of people who lost their 401(k) accounts or lost money after their banks closed).

    It is for this reason that financial experts suggest creating a diverse investment portfolio. But what should you add to your investment portfolio? Different investment managers will definitely give you different advice, but here are a few options to consider:

    Enhanced by Zemanta

    No comments:

    Post a Comment