Online Bank Account Facilities – What you have to consider?

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We all are aware about the requirement and necessity of a bank account for our day to day life. There are some points everybody should keep in mind while selecting a bank account. A bank account with good facilities will act like your assistant to save your time in a greate extend. Before starting an account, enquire about the below services possibilities with this account.

Basic Banking facilities

- Check account balance and statements
- Check credit card transactions
- Fund transfer to anywhere
- Single point view of your banking relationship with multiple financial provides

Mailbox Facility

- Facility to leave standing instructions
- Get in touch with bank manager for addressing grievances with record of correspondences
- Online facility to open an account or service requests

Value added services

- Checque book request
- Demand Draft (DD) request
- Smart Money Order (MO)
- TDS (Tax) enquiry
- DMAT services (for stocks and shares)
- Forex Services

Investments Facility

- Mutual fund transactions
- Buying insurances
- Invest or trade stocks
- Buying Gold

Bill Payment Facility

- Pay utility bills i.e. electricity, water bills etc…
- Credit card payments
- Mobile phone bill payments
- Insurance premium payments
- ECS facility for direct debit

Loan Products

- Apply for new loan
- Tracking existing loans to know the fluctuations in interest rates and EMI’s\
- Product comparison facility to get best product or service

An account with the above mentioned services add-ons will certainly help you.

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source: moneytoday